Products & Services

Horizon Exchange provides a comprehensive range of financial services with a primary focus on remittances and Instant Money Transfers (IMTs). Operating under a license issued by the Central Bank of the UAE, we ensure that all services are delivered securely, efficiently, and in full regulatory compliance.

We serve a diverse customer base, including expatriates, individuals, blue-collar workers, white-collar professionals, SMEs, and corporate clients, tailoring our services to meet the specific needs of each segment.

Remittance Services

Remittances form the core of Horizon Exchange’s business operations. We maintain correspondent banking relationships with reputable financial institutions across key remittance corridors in Asia and Africa.

Our Banking Partners Include:

  • Federal Bank (India)

  • South Indian Bank (India)

  • JS Bank (Pakistan)

  • Allied Bank Limited (Pakistan)

  • Islami Bank Bangladesh Limited (Bangladesh)

  • Equity Bank Kenya Limited (Kenya)

  • Bank of the Philippine Islands (Philippines)

Through these partnerships, customers can remit funds directly to beneficiaries’ bank accounts in major currencies, including:

USD | INR | PKR | BDT | KES | UGX | PHP

All correspondent arrangements are duly approved by the Central Bank, reinforcing customer confidence in the safety, transparency, and compliance of every transaction.

Instant Money Transfer (IMT) Services

In addition to traditional bank remittances, Horizon Exchange provides real-time Instant Money Transfer (IMT) services through strategic global partnerships.

Our IMT Partners Include:

  • Banana Pay LLC (USA)

  • Instant Cash (UAE)

  • Hello Paisa (South Africa)

  • Transfast (USA)

These collaborations enable:

  • Immediate fund transfers

  • Cash pickup at global payout locations

  • Direct credit to bank accounts

  • Transfers to mobile wallets

IMT services are designed for customers who require speed, convenience, and flexibility, particularly for urgent transactions.

Foreign Currency Exchange

Horizon Exchange provides a wide range of foreign currency exchange services, including the buying and selling of major international currencies as well as wholesale market transactions.
We offer competitive market-driven rates with fast and transparent processing to meet the needs of both retail and corporate clients.

Our Value Proposition

By combining competitive foreign exchange solutions, strong correspondent banking relationships, and real-time IMT capabilities, Horizon Exchange positions itself as a trusted financial partner for diverse communities across the UAE. We deliver secure transactions, competitive rates, operational efficiency, and full regulatory compliance across all our services.

We are committed to delivering:

  • Secure Transactions

  • Competitive Rates

  • Fast Processing

  • Regulatory Compliance

  • Customer-Centric Service

Through this balanced portfolio of established and expanding services, Horizon Exchange continues to strengthen its market position while supporting long-term sustainable growth.